Strategic Capital will have a team attending the American Association for Justice (AAJ) 2011 winter convention and the National Association of Trial Lawyer Executives annual winter convention both held in Miami Beach Florida next week.

The AAJ Convention is a place to meet with accomplished trial lawyers, experts in trial advocacy and approved consultants and service providers to the legal industry. The AAJ Event will be held at the Loews Hotel Miami Beach from February 5th to 9th and the NATLE event will be held at the Royal Palm Hotel from February 5th to 9th. Vice Presidents Ric Perez, Cam Mears, Jr., and Terry Taylor (Past President, NSSTA) along with David Meyerowitz, President and CEO of Strategic Capital, will be attending the AAJ/ NATLE convention.

Strategic Capital Corporation provides post-settlement financial services and solutions, including purchasing structured settlements annuities and other types of future payments from individuals and companies. A national company, founded in 1994, Strategic Capital began as a purchaser of lottery prize payments. In 2001, the company expanded its services to include buying structured settlements and annuities. Strategic Capital has originated over $1.5 billion in future payments since it was founded.

Feel Free to drop by Strategic Capital’s booth # 202 in the AAJ Exhibit Hall to speak with our post settlement planning experts.

To set up a one on one meeting with any one of our team, please see below for contact information.

Ric Perez,

Vice President, Business Development

Email: Ric.perez@strategiccapital.com

Call: 1-866-821-6108

Cam Mears, vice president

Email:cam.mears@strategiccapital.com

Call: 1-866-301-4018

Terry Taylor, vice president business development

Email: terry@strategiccapital.com

Call: 1-866-256-0088 ext 731

David Meyerowitz, president and CEO

Email: david.Meyerowitz@strategiccapital.com

Call: 1-866-256-0088 ext 484

Lottery winnings are frequently paid out as annual annuity payments to winners over a 5 to 30 year period. For many winners, the option to sell lottery winnings in exchange for an immediate lump sum cash payout is preferable either at the time of winning or at some point in the future.

Strategic Capital provides you with the opportunity to sell lottery winnings for cash – giving you the freedom to maximize the benefit of your lottery winnings now. Winners may sell all or only a portion of their future payments, depending on your financial needs or goals. For instance, the lump sum cash could be used to purchase a house, cover tuition costs, estate or income tax obligations. We can purchase one payment or any number of payments, in any combination or size. Click here for a free quote.

Freedom – with cash

Lisa is a single mom who was laid off at the beginning of the year and was in danger of losing her house at the end of the month. Then she won a $1 million lottery prize! Her lottery winnings will pay her $50,000 per year for the next twenty years. After assessing her current needs, Lisa decided to sell a portion of her lottery winnings which gave her enough money to pay off her mortgage so she will be living mortgage free, put aside enough money for her daughter’s college tuition and help her son pay off his car loan. Things worked out so well for Lisa she did not have to sell her entire annuity because she has enough income so the pressure of meeting her living expenses is under control until she gets a job. Lisa is also considering returning to school to further her education.

Sell lottery winnings and enjoy them to the fullest now!

Strategic Capital provides you with the opportunity to sell your lottery winnings so that you can do the most with them today. We will give you lump sum cash when you sell lottery payments. We strive to get the most money in your hands fast, while allowing you to live your life to the fullest now.

Lottery winners wishing to sell lottery winnings can expect the process to take approximately 60 days depending on which lottery you won. Our team of experts works quickly to prepare the required documents and we encourage you to complete and return your documents as soon as possible. Once your documents are received, we apply promptly for a court date which depends on the court’s calendar in your state.

At Strategic Capital, it’s our goal to help you make the right decision when it comes to selling your lottery winnings. If you’re in need of cash, we will help you find a solution that will provide you with short term and long term solutions.

We will look at all the options with you so that you can make an “expert” choice that’s right for you.

For more information please contact the experts at 866.256.0088 or complete a no obligation lottery winnings quote.

Structured Settlements

Structured settlements are the payments that typically come from personal injury claims. These settlements arrange for someone (the annuitant) to receive regular payments from an insurance company over a set period of time. The point of the payments is to help the annuitant meet his or her financial needs while recovering from injury, and to “compensate” the annuitant for his or her suffering.

But there are times when you might suddenly need to cash in all or part of your structured settlement for a single payment. Maybe you need to pay for college tuition. Or put a down payment on a house. Or pay off a large debt. Whatever the reason, if your life situation has changed since your payment schedule was designed, we give you options to get your money into your hands sooner by selling your structured settlement payments.

It’s easy! Just ask for a no-obligation structured settlement quote to find out how much your total future payments would be worth in a single lump sum now. One of our experienced local representatives will work closely with you to create a personal solution for your unique situation.

Lottery winnings

Congratulations! You’ve won the lottery! Which means you will receive your money a little at a time over the next 5-30 years. But what if you need more or all of the money now? At Strategic Capital, we give you the option to sell lottery winnings in order to receive one large lump sum payment now in exchange for your payments over time.

We’ve been purchasing lottery winnings since 1994. It’s how and why we started this business-and it’s our business to help you maximize the benefits of your lottery winnings.

Each state provides different options. We follow your state’s regulations to help you meet your current needs-and plan for your future requirements. For example, if you really need more-but not all-of the money right away, we’ll give you an advance and only purchase some of your payments. It’s all part of our personalized approach to business: we customize each solution to meet your special short-term and long-term goals.

It’s easy! Just complete and submit a simple structured settlement quote form and one of our team members will contact you.

* The following states allow us to purchase lottery winnings: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Iowa, Kentucky, Louisiana, Memphis, ,Maryland, Massachusetts, Michigan, Pennsylvania, Texas, Vermont, Virginia, Washington, West Virginia, Ohio, Oregon, Wisconsin, Missouri, Montana, New Hampshire, New Jersey, New York, and the Tri-State Commission.

Casino winnings and other annuities

You’ve won big at a casino! Or you’re receiving regular payments from an annuity. That’s great for the long haul. But what if you need some of that money more quickly? Did you know you can sell your annuity payments or casino winnings to us and we’ll give you a lump sum of money in exchange? It’s easy. Just complete the no-obligation structured settlement quote form to find out the value of your payments.

With our no-hassle process, your personal Strategic Capital representative will design several options for you using a variety of your available payments. Together we will help you choose the most practical option for your situation.

Recently an article was posted recommending Strategic Capital’s excellent services on www.lawyersandsettlements.com, called Before you sell your structured settlement read this by Brenda Craig.

Austin, TX: After twenty some years in the structured settlement business, Terry Taylor knows his industry—the good, the bad and the ugly. A former president of the National Structured Settlement Trade Association, Taylor warns there are vultures that prey on people who are poor, uninformed or desperate. The vultures Taylor is talking about are not part of this organization, but people often do not understand the difference. “Yes, I am a little mad at the predators,” says Taylor. “I have always worked with plaintiffs to protect their money, and when I see them getting ripped off, I don’t like it.”

Taylor works with Strategic Capital, a highly reputable company that both buys and sells settlements and recommended by Consumer Attorneys of California (CAOC).

The bad apples are referred to as the “Factoring” companies—their sole purpose is to buy up settlements at excruciatingly high discounts. Unfortunately many people get hurt and don’t realize that a 30 percent charge for the sale of an annuity is not the industry standard.

Americans receive as much as $4 billion a year in monthly disbursements usually as the result of a lawsuit. Taylor was once “adamant” that people never sell their structured settlements for cash, but these are tough times in the US and he has changed his position. “I have come to the conclusion it is sometimes better for people to save their home from foreclosure, for example, rather than continue to receive a monthly payment,” he says.

“If they just want the money to buy a fast boat,” says Taylor, “then that’s still not a good idea.”

“If you are going to sell your settlement for cash beware of the “discount rate” you’re being offered.” Taylor’s company, Strategic Capital, offers a discount rate on average of 12%. If the structured payment has a future value of $100,000 in a year—you get $88,000. “Yes, we make money, but it’s better than a credit card rate, and it is fair.”

However, there are some rough players in the business that will take you for a 30 percent “discount rate”—and you’ll end up with $70,000.

“People don’t understand discount rates,” says Taylor. “All they know is in a few years I get $50,000, but if I sell it I am going to get $22,000 today. That’s a horrible deal, but they are just looking for cash now.”

In 2002, as the then-president elect of the Structured Settlement Trade Industry, Taylor and others lobbied Congress for changes that would protect settlement holders from predatory practices. “Before then, we saw some horrendous deals,” he says.

Since then, the law requires that the sale of every structured settlement must be approved by a judge, but Taylor still sees problems. “Most judges take care to guard the interests of people who are selling their structured settlement, but sometimes they don’t,” he says. “Sometimes the judge, who doesn’t add very well, will approve a 30 percent discount. It doesn’t happen very often, but it does happen.”

And, before you sign, ask if the company that wants to buy your structured settlement has ever gone bankrupt. It’s a good clue to stay away says Taylor. And it is very import to ask who is servicing the debt. Ideally, it should be the insurance company and not the people who are buying the settlement. If they go broke—so will you.

People are dealing with some very difficult circumstances in the US at moment. If you sell a portion of your structured settlement to a company, they may harass you sell the remainder.

If you discover you got a raw deal on the first sale, and decide to sell the rest to another company, the first company may refuse to work with another factoring company, making them the only one who can purchase any future sale at whatever price they set.

“Strategic Capital has always been fair with people,” says Taylor.

“Yes, I sleep better now since 2002,” says Taylor. “I feel much better than I did because so many people back then were being taken of advantage of.”

But, warns Taylor, there are still some seriously bad apples out there and it is still a buyer beware situation.

Source: http://www.lawyersandsettlements.com/articles/financial/interview-consumer-fraud-financial-15728.html

We are back… where were we? oh yes, here are points that you need to know when you sell your structured settlements.

1. Don’t judge a book by its cover

Slick buyers will try to impress you with all sorts of “facts”-which may or may not be relevant to your situation. They may tell you great things they’ve done for their great customers, the size of their business, and annual revenues.

All well and good, but these statistics don’t guarantee the buyer will treat you fairly and find the best solution for both your short-term and long-term goals. So how do you know if a potential buyer really walks the walk, so to speak?

When the buyer talks, consider whether he or she has:

• Listened to your current and future cash needs.
• Gathered a firm idea of why you are selling structured settlements.
• Offered suggestions to help you reach your current needs without selling your settlement.
• Given you more than one option in addition to just selling structured settlement payments.

When the buyer listens, consider whether he or she has:

• Actively listened to you explain your problems before giving you any answers. (If a buyer is really listening, he or she might change his/her mind about what he/she thought would be a good answer to your problem. This kind of open-mindedness is a very good sign.)
• Focused intently on you as if you were the center of the universe. (Your buyer should treat you as if you were the only customer they have today.)

2. Who, What, Where, Why, When, & How…

Who are these people?

Research the buyer and company on the internet. Look past the sales pitch and check out the history. Just being in the business of buying settlements doesn’t guarantee the company is reliable and surely doesn’t guarantee they will give you the right solution for your situation.

What are the company’s values and ethics?

Find out if the company practices what it preaches. There are reputable companies in this business. And there are quick turn artists who treat clients like numbers. Make sure you know the difference.

When will you get your money? Really?

Selling your structured settlements or an annuity doesn’t happen overnight. It’s a process with many behind-the-scenes steps that have to be done in the correct order. So watch out for companies that claim: “we can put cash in your pocket in a few days.” Don’t believe it. Find out how long you will realistically have to wait for your money before you sell. If it sounds too good to be true: it is.

Where do they do business?

We work with residents of all 50 states and the US Territories.

How do they treat clients? Do you feel pressured?

Professional settlement and annuity buying companies hire the best industry experts and top financial leaders. These buyers will advise you and help you make the right decision. A reputable buyer will ask you why you are selling and will offer alternatives and suggestions to help you make the best decision. You may feel pressured to make a quick decision. Don’t. Your buyer should take the time to understand you and should give you the time to understand the consequences of your decision.

3. Only sell what you need and not a penny more Of course you want to sell your structured settlement or annuity because you need cash and you need it now. Right? Maybe not. Before you sell, ask yourself a few questions to make sure your reasons make sense.

Why are you selling?

Just because you need money now doesn’t mean you have to sell your entire settlement or annuity. If your reasons are solid and are an investment in your future, maybe it makes sense to sell. Maybe you need to:

• Buy a house or save one from foreclosure.
• Consolidate credit card debt.
• Finance education for yourself or your child.
• Pay an immediate medical expense.

If you don’t have solid reasons to sell structured settlement payments, proceed with caution. A good buyer will tell you this and will offer options that meet your current need for cash, but also provide long-term security. There is no good reason to sell your entire annuity if you only need a portion of it for your immediate needs.

How much do you really need?

Add it up and write it down. Then put it away. After a night’s sleep, look at your number and your reasons. Do they still look smart? When it comes to a decision as big as selling your structured settlement or annuity, make sure your reasons pass the overnight test.

4. Check references

It’s uncomfortable, sure, but do it anyway. Check your buyer’s references. Make sure you ask previous clients if there is anything the buyer could have done better. Is there anything that should concern you? Remember, you’re not hiring someone to change your oil or cut your hair. You’re hiring someone to manage a large financial transaction for you.

5. Ask questions

There are some things you should know before you sign a contract. Here’s one: ask your buyer what he or she doesn’t do well. A good buyer understands that limitations create focus and focus creates value. Admitting mistakes is a good sign of honesty, integrity, and intelligence. Here’s something else you should know: are there any alternatives to just selling your settlementoutright? A good buyer will give you options-and alternatives may mean more money for you. Bottom line: the only stupid questions are the ones you don’t ask.

6. Know the danger signs

Beware of a buyer who:

• Calls you three or more times a day
• Has you speak with someone different each time you call their office
• Argues with you
• Doesn’t argue with you
• Doesn’t return your calls
• Says: “don’t worry about it” or “trust us, we do this all the time”
• Talks more about the dollar amount in the quote than about what you will do with the money
• Knows less about structured settlements and annuities than you

7. Our pledge to you and yours to us

• We will be honest with you and we want you to be honest with us. This means we are on the same team. We will communicate openly throughout the process and we expect you to do the same.
• There will be no surprises. If something changes, we will each tell the other the moment it happens.

Receive a quote for your structured settlement payment?

Should you wish to proceed or to receive a structured settlement quote please contact us. We guarantee you a fair price, with quick service and an easy process that puts you and your interests first. We can buy all payments, a number of payments or a portion of each of your structured settlements payment. Speak to an expert at Strategic Capital about the options available to you.

At Strategic Capital, we believe the quality of the client-buyer relationship is critical to gaining your trust-and your business. So we wonder: why don’t more sellers ask how they can get more from us, the buyers of their settlements and annuities?