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Structured Settlements and the Secondary Market

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Background Structured settlements are a method of compensating plaintiffs who have won personal injury lawsuits. Allowed by the U.S. Congress since 1982, a structured settlement is an agreement between the individual plaintiff and the defendant for the plaintiff to receive certain guaranteed payments over time from an approved annuity issuer. When a plaintiff is granted…

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Structured Settlements Structured settlements are the payments that typically come from personal injury claims. These settlements arrange for someone (the annuitant) to receive regular payments from an insurance company over a set period of time. The point of the payments is to help the annuitant meet his or her financial needs while recovering from injury,…